At MARUHAN Japan Bank our overdraft services can provide short term support for your business in times of cash flow difficulties, when additional working capital is required for business development or even to help consolidate existing debts.


  • No minimum and maximum amount. Overdraft limits are agreed depending on each customer’s requirements and repayment capacity.
  • Interest rates are calculated based on the overdrawn amount at the end of each day and are charged to the account at the end of each month.
  • Up to 12-month repayment terms, renewable on a yearly basis. Renewals are discretionary and subject to an annual credit review and assessment conducted by MARUHAN Japan Bank.


  • Ideal resource for short term business financing.
  • You pay interest only on the amount drawn.
  • A simple and easy to understand loan application process and a dedicated and highly trained Credit Officer assigned to your account to guide you through every step of the application process, and beyond.
  • For maximum speed and convenience, our Credit Officer can visit you at your home or office to discuss your financial and banking requirements.