Personal Loans

A MARUHAN Japan Bank Personal Loan can help you finance those special purchases such as a new car or motorbike, or can be used to help cover essentials such as your children’s education fees.

So, whether you are looking to treat yourself to a house full of new furniture or you want to send your child to university, we can advise you on the most effective way to access and manage the resources that may be available to you, and guide you through every step of the loan application process.


  • There is no minimum or maximum amount for Personal Loans but a minimum loan approval fee of US$50 will apply to every loan application that is approved.
  • Loan approvals are subject to the verification of an applicant’s ability to meet the repayments. Loan amounts should not exceed 40% of applicant’s disposable income unless otherwise agreed by the MARUHAN Japan Bank Credit Committee or Board of Directors.

Benefits of a MARUHAN Japan Bank Personal Loan:

  • Free consultation service.
  • A Credit Officer can help you make the best financial decisions based on your own particular circumstances and advise you how much you can afford to borrow based on an assessment of your disposable income.
  • A simple and easy to understand loan application service, with expert support every step of the way.
  • For maximum speed and convenience, our Credit Officer can visit you at your home or office to discuss your financial and banking requirements.